Accessible commercial mortgages

Together with our partner lenders, Thinking Mortgages delivers straightforward and simple mortgages to such businesses as;

* Conventional office facilities
* Retail
* Farms
* Pubs, restaurants
* Shops
* Shops with living accommodation
* Hotels, guest houses, holiday lets
* Industrial units
* Factories and offices
* Warehouses

Our commercial mortgages can be used for any purpose by the applicant including:

* New business start-ups
* Business turnaround solutions
* Short term finance
* Debt consolidation
* Working capital raising
* Property improvement
* Business expansion

 

If you are looking to raise between £50k and £2m, our process is geared towards being simple, quick and flexible.

Our mortgage products are generally available with terms up to 30 years, generally up to 85% LTV (for transactions up to £500k) and have an option for self certification of income.

It is important to note that we provide a mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.

We are able to lend up to 90% of purchase price for sitting tenants purchasing at a discount (subject to this not exceeding our LTV restrictions on valuation) and 100% advances can be made with additional security (either residential or commercial property) from the borrower.

For a further free consultation, please contact us.

You should be aware that unlike most mortgage advice, commercial mortgages are not regulated by the Financial Services Authority and therefore you will not have any recourse under the Financial Services Ombudsman or Financial Services Compensation Scheme in respect of any future dispute resolution.